Recommended Lenders


Picking a good mortgage lender is an extremely important choice when building the team that will represent you.  As Realtors®, we can tell you that picking the wrong lender can create unnecessary stress and can even lead to catastrophic errors that may result in you losing out on a home.

You are usually in it for the long haul when taking out a mortgage and we provide every client a recommendation for our most trusted mortgage professionals.  It is up to each client to carefully choose who they will ultimately work with, whether or not it is one of our recommendations.

However, we keep our list updated and only work with top-notch professionals that show they have the knowledge, experience, and trust to look out for our clients best interests.


Charlie Widmeier – Mortgage Loan Originator – The Mortgage Firm

NMLS: 195877 | BUSINESS NMLS: 189233

Phone # 727-686-5323


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The 727 Team’s Experience With Charlie:

“Charlie and his team are top notch. I’ve dealt with mortgage companies that have very little coordination and/or communication so I was very happy to deal with some true professionals that get the job done and keep everyone informed during the process. You will have questions during the process so you will need someone who is as responsive as Charlie and his team to feel comfortable with your transaction. ”

Charlie’s Biography:

“Charlie Widmeier grew up in Pinellas County Florida and has resided here all his life. He is married to Jennifer, his High school sweetheart, and has five children, Taylor, Maddison, Carson, Henry and Hallie. He enjoys spending time with his family and is passionate about the outdoors.

Charlie began his career in the mortgage industry in 2005 in Wholesale Lending. Starting at an entry level position, working his way up to an Account Executive, has taught him the entire business operation, from all aspects of the mortgage loan process.

In 2008 he made the decision to work with Tri County Mortgage which later became VanDyk Mortgage Corp. as a Loan Processor and eventually a Loan Originator.  He has since moved to The Mortgage Firm working with a tenured team of Mortgage Professionals that will continue to provide the Customer Service his clients are used to.

This experience has taught Charlie that a strong work ethic, excellent communication skills, and a passion for the business is what will make you successful, and allow you to be the best possible resource to your clients. Charlie’s clients know when they first talk to him, that they have made the right decision, and understand that they will be his utmost priority throughout the process.

This is the largest financial decision most will make in their lifetime, and Charlie takes this very seriously. He ensures clients are in the right programs and are setup for a successful homeownership experience. He strives to make the transaction a long term relationship!”

Justin Kelly – Mortgage Loan Originator – Van Dyk Mortgage

NMLS: 320304 |  BUSINESS NMLS:3035

Phone # 727-239-5152


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The 727 Team’s Experience With Justin

Justin and his team are always on top of it. Justin is always there when we need him and ready to help. His patient demeanor has been helpful during stressful times for our buyers and his knowledge as a Senior Loan Originator far exceeds most any other lenders in the local area. You can expect to be treated with the same amount of respect and priority whether you’re buying your first home or a multi-million dollar property.

Justin’s Biography

“Justin Kelly is a native of Tampa Bay, graduating from Boca Ciega High school in 2002. He went on to receive degrees in both Finance and Business Management from the University of South Florida and an MBA from the University of Florida. He is an advisory board member of the Palm Harbor YMCA, member of the finance committee for the YMCA of the Suncoast, and currently enrolled in the 2017 class of Leadership of Pinellas.

Justin has been working in the mortgage industry since 2006, getting his start at Tri-County Mortgage and now with VanDyk, following the merger of the two. He and his team use a full range of loan products, including Conventional, FHA, VA, and down payment assistance programs to help their clients reach their goal of homeownership.”