Recommended Lenders


Picking a good mortgage lender is an extremely important choice when building the team that will represent you.  As Realtors®, we can tell you that picking the wrong lender can create unnecessary stress and can even lead to catastrophic errors that may result in you losing out on a home.

You are usually in it for the long haul when taking out a mortgage and we provide every client a recommendation for our most trusted mortgage professionals.  It is up to each client to carefully choose who they will ultimately work with, whether or not it is one of our recommendations.

However, we keep our list updated and only work with top-notch professionals that show they have the knowledge, experience, and trust to look out for our clients best interests.


Charlie Widmeier – Sr. Loan Originator – Caliber Home Loans

NMLS: 195877 | BUSINESS NMLS: 1473316

Phone # 727-686-5323


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The 727 Team’s Experience With Charlie:

“Charlie and his team are top notch. I’ve dealt with mortgage companies that have very little coordination and/or communication so I was very happy to deal with some true professionals that get the job done and keep everyone informed during the process. You will have questions during the process so you will need someone who is as responsive as Charlie and his team to feel comfortable with your transaction. ”

Charlie’s Biography:

“Born and raised in St. Petersburg, I happily call Tampa Bay home. I married my high-school sweetheart, Jennifer, and we have five beautiful children that I adore. Family comes first and I love enjoying the outdoors together.

I am passionate about mortgages! The journey of working my way up the ladder from an entry-level position to an account executive has taught me many skills and birthed a passion to help clients achieve their dreams.

In 2005, I started in the mortgage industry learning every aspect of the loan process. This experience has taught me that a strong work ethic, excellent communication skills, and dedication for this business are the recipe for success.

I understand that this can be one of the largest financial decisions one can make in one’s lifetime.

I am also confident that I can choose the right programs for each individual situation to make this the most successful homeownership experience. As a Sr. Loan Originator with Caliber Home Loans, clients can be assured that I have the experience and expertise to see the mortgage process through from beginning to end.

This is not just a transaction to me, but a long term relationship that I take very seriously.”

Justin Kelly – Mortgage Loan Originator – Van Dyk Mortgage

NMLS: 320304 |  BUSINESS NMLS:3035

Phone # 727-239-5152


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The 727 Team’s Experience With Justin

Justin and his team are always on top of it. Justin is always there when we need him and ready to help. His patient demeanor has been helpful during stressful times for our buyers and his knowledge as a Senior Loan Originator far exceeds most any other lenders in the local area. You can expect to be treated with the same amount of respect and priority whether you’re buying your first home or a multi-million dollar property.

Justin’s Biography

“Justin Kelly is a native of Tampa Bay, graduating from Boca Ciega High school in 2002. He went on to receive degrees in both Finance and Business Management from the University of South Florida and an MBA from the University of Florida. He is an advisory board member of the Palm Harbor YMCA, member of the finance committee for the YMCA of the Suncoast, and currently enrolled in the 2017 class of Leadership of Pinellas.

Justin has been working in the mortgage industry since 2006, getting his start at Tri-County Mortgage and now with VanDyk, following the merger of the two. He and his team use a full range of loan products, including Conventional, FHA, VA, and down payment assistance programs to help their clients reach their goal of homeownership.”